About Us | Ringgit Collective
Our Story

Why We Built
Ringgit Collective

It started with stocks. It became something much bigger. Because real financial literacy isn’t about one thing. It’s about the whole picture.

S
Shawn
Founder, Ringgit Collective
LLB, University of London SC Licensed Titan Trading 5K+ Community
“I built the community I wish existed when I was figuring out my own finances.”
How It Started

From a Stock Market Chat Group to Malaysia’s Financial Community

I started Titan Trading as a passion project. A place to talk about Bursa Malaysia, US markets, Hong Kong stocks. The things I genuinely cared about. Over 5 to 6 years, what started as a chat group grew into a licensed operation. SC Licensed marketing representative. Broker partnerships with moomoo MY, Webull MY, UOBKH and more. A community of over 5,000 Malaysians talking about the market together.

But along the way, something started bothering me.

I had a law degree from the University of London. I understood compliance, regulation, the fine print. And yet I had been thinking about financial literacy the same narrow way most people do. As if it was just about picking the right stocks. It isn’t. Financial literacy is about the whole ecosystem. Insurance protects what you build. EPF and unit trusts grow it quietly in the background. Property gives you hard assets. Credit cards and loans, used right, are tools. Used wrong, they’re traps.

“Everyone was doing their own thing in their own silo. Stock gurus only talked stocks. Insurance agents only pushed policies. Property investors thought the stock market was a scam. And if you wanted honest credit card advice, you had to deal with a banker or scroll a comparison site with no human on the other end.“

I looked around and couldn’t find a single place that brought all of this together for Malaysians. Not a comparison site. Not a course. A real community with licensed, trusted partners in every domain, where you could get proper human advice on all of it in one place.

So I built Ringgit Collective. Coming from a stock market background, evolving into something that covers the full financial picture. The community I wish had existed when I was figuring my own finances out.

The Journey

How We Got Here

📱
The Beginning
Titan Trading is Born
Started as a passionate Telegram community focused on Bursa Malaysia stock picks, trading strategies and portfolio discussions. Just a group of Malaysians who loved the market.
📈
Growing
Community Grows to 5,000+
The Titan Trading community expanded across Telegram and moomoo. Discussions deepened, partnerships formed with brokers including moomoo MY, Webull MY and UOBKH.
🏛️
Licensed
SC Licensed Marketing Representative
Obtained Securities Commission licensing, formalising what had always been the community’s commitment to doing things properly and by the book.
💡
The Realisation
Financial Literacy is Bigger Than Stocks
After years in the stock market space, the gap became obvious. Malaysians needed a centralised community covering the full financial picture, not just one slice of it.
🚀
2025 / 2026
Ringgit Collective Launches
Built on the foundation of Titan Trading, Ringgit Collective brings together licensed professionals across stocks, insurance, property, credit and investments. One community. The full picture.
What We Stand For

Our Values

Everything we do is guided by these principles. They aren’t corporate values written in a boardroom. They came from building this community from the ground up.

🎯
Practical, Not Preachy
We skip the generic advice and focus on what actually works for Malaysians. Real numbers, real context, real strategies.
🤝
Human Over Algorithm
A chatbot can give you generic answers. We give you access to real licensed professionals who understand your situation.
🔍
Honest, Always
No sponsored fluff. No hidden agendas. We tell it like it is, including when the honest answer is “it depends on your situation.”
🇲🇾
Built for Malaysia
EPF, ASB, Bursa, PTPTN, MyHome. We talk about what actually matters to Malaysians, not recycled Western finance content.
🧩
The Full Picture
Stocks, insurance, property, credit, investments. They all connect. We’re the only community in Malaysia that covers all of it together.
📖
Free Content, Always
Our articles and insights will always be free. Membership unlocks the human access and personalisation. Knowledge should never be gated.
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